Miss Independent . . .

According to a new study 1 in 5 Australians are RELYING on their parents to buy them a new home.

Seriously; RELYING on their parents. As if they ask and they shall receive.

This topic is something that really pushes my buttons.
Hubby and I seem to be doing things the 'old school' way. Marriage, family, rental house and save up to buy a house. Started out with fairly average cars and slowly building our way up. Filled our first house with second, third or fourth hand cheap furniture and slowly we are saving up and buying what we WANT instead of the bare essentials.

Why do people feel so entitled these days???!!!   Yes I'm part of that generation. I'm only 24 years old. But I find the ONLY way to get what you want and to feel any kind of sense of accomplishment is to work hard and do it yourself.

Your parents have spent their entire lives working hard, putting in the time, effort, blood, sweat and tears to build their dream home or get their dream car, have nice things in their house, be able to retire comfortably. Or to blow all your "inheritance" and travel. WHY do 1 in 5 Aussies feel like their parents SHOULD be buying them a house?

What happened to working hard for yourself. Why does everything have to happen immediately?
We live in such a backwards society.
We are told that we should have our dream house as our first house. Our first car should be our dream car. Gone are the days of p platers driving around in little 2 door hatchbacks with noisy mufflers and peeling paint. These days they are driving around in brand new v8's, fancy 4wd's, super fast Japanese imports.

It used to be-start out renting, then buy a small house, slowly moving up the ladder until by retirement age you were living in your dream house with a few of life's little luxuries. Those people worked hard, they felt like they deserved their fancy house and car because they put in their hard work.

Why is everyone so scared of working hard these days? Why are people that rent treated like trash?

Over the years we have copped an enormous amount of bullshit from the people in our lives for renting a house. "Buy now while your young"
"stop spending money on holidays, save up for a house"
"You will never get anywhere unless you buy a house"
"Why spend a few grand on getting married, you should be putting that towards a house"
"Your friends can all afford a house, why can't you?"

Trust me we have heard it all, we've lived with the bullshit that comes from renting. And I'll tell you why our friends can 'afford' a house and we can't; they are the one in five relying on their parents; they have parents co-signing their mortgages, parents who put up the 10%deposit, they brought their house way before children came into their lives, having two incomes and no kids surely gets you a lot more than one income and two kids!

It's hard! I get that! Having parental help is great, I'm glad those people think their parents can help them out.
But I will NEVER ask my mum, dad or in-laws to co-sign a loan for hundreds of thousands of dollars.
What happens if you or your partner are seriously injured and can't work? Your parents have to take over the loan. What happens if you decide to be a stay at home mum while your husband works-accidentally skip a mortgage payment, have an irregular income and skip a payment? Your parents are left to pick up the pieces and is that really fair on them??

I will never understand why so many people feel so entitled to things that haven't worked towards. My husband and I have worked for everything we have done over the last 7 years together. And we will continue to work hard and build our way up to our dream for the rest of our lives. We still don't have fancy furniture or the best brand of everything. And that's fine by us, we are comfortable living our lives the way we do. But it's not fair of those 1 in 5 people to look down on us for choosing to work for what we want, instead of putting the pressure on our parents to provide for us.

One day we will own our own house. And it will be a dream come true-but until then we will continue to live our lives. We will have family holidays, because we are making memories with our children, we refuse to sit home and do nothing all so we can own a home right now. We will never regret spending a few grand on our wedding instead of a deposit for a home. Marriage is important to us. These days we are told that owning a home is more important and gives you a greater standing in society than being married-we disagree.

Why do people care so much about what others think? We all do it. Even my husband and I do. Just the other day we were discussing that very topic-we've chosen to buy a new car, as our old one is dying and we know exactly what people will say to us "why are you buying a new car, you should be buying a house" well to those people I say "piss off!!!" We have had enough of being judged. So what we don't own a home, that DOES NOT make us trash, cheap, unimportant or less of a person than you. Our worth as human beings should not be judged on what we own, but who we are. Because in the end we don't get to take a fancy house and car when we leave this life. But the memories we make and the people we were and the people who's lives we have impacted will be left behind for those to remember us by. Would you rather people say "they were poor as church mice but my god what amazing people they had  and an amazing life they lead" or "they never worked a day in their lives, but at least their house was fancy-thanks to their parents"

And to those 1 in 5 Australians-congratulations for getting everything you ever wanted without working for it. I hope one day you will do something that you can be proud of and say "I worked hard and I reached my goal" and I hope your parents don't live to regret their decision.